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You want to be comfortable. When buying a home, an affordable payment takes top priority above anything else. Don’t consider buying a home only because you qualify for it. Ask yourself financially what you feel comfortable with and what you do not.
Be careful of risky loans. There are different types of loans, such as conventional loans and adjustable-rate mortgages. Sometimes, you don’t even need a single down payment when buying certain products. Combine your level of risk tolerance with your level of comfort. Risk tolerance and comfort will then help you create the ideal borrowing scenario.
Does owning a home make sense? Make a decision based upon your personal short- and long-term goals. A potential purchase must be a good fit for you, not only something that fits within your budget. Remember: homeownership isn’t for everyone.
Feel free to browse through our website for our current inventory, other tips on buying a home, and what’s happening in your neighborhood. Do not hesitate to give us a call or send us an e-mail to learn more.
